Baby Boomers Seriously Underestimating Investment Risk

Downside Investment Risk Seriously Underestimated The Report “Tail Risk: About 5x Worse Than You May Think” is a realistic assessment of the frequency and depth of the downside investment risk based on actual results. It discusses the actual frequency and size of a loss vs. expected loss on returns on the S&P 500 over 50 years from 1960 […]

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Massive Speculative Bubbles Everywhere And You Want to Invest

Speculative Bubble– Investor Nightmare Right now the world of money is in a massive speculative bubble. Almost every financial institution from fund managers to sovereign wealth funds are playing the markets. Be it commodities, high frequency stock trading, or foreign exchange they are taking massive gambles using other people’s money – YOURS. This is partly […]

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Reality Check – Update on my Friend’s Retirement Fund Real Returns

I first wrote a post on my friend’s WRAP account Mutual Fund Returns for June 2008. You can review the results at, “Are Your Retirement Fund Returns for 2008 as bad as this?“. He has just sent me an update of his WRAP Account as at this week. He got this information from his on […]

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How do I make sure that I do not outlive my saving?

The one big question asked by almost every baby boomer that has a nest egg is, ” Will my nest egg be enough to live on in my retirement?” This is one of the initial questions in Greg Heiple’s new Book BalanceZone Investing. Although he puts it another way. “How do I make sure that […]

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Wealth Managers Find New Ways to Avoid Large Loss of Funds

The Financial Planning industry has a problem. They want to avoid a large loss of money from their funds under management as Baby Boomers move into retirement and become risk averse, especially in this economic climate. I read with interest this weekend that in Australia where interest rates are as high as 8.25% on term […]

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Protecting Your Nest Egg in Retirement Restated

From some of the emails and comments I have been getting it is plain to me I need to redefine what my blog is about. This blog is all about how to protect your retirement nest egg if you have one when you are close to or actually in retirement. Rule #1 is avoid large […]

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