John P Huggard’s Response to My Questions on Living Benefit Variable Annuities

I have written three posts on Living Benefit Variable Annuities over the last month. I believe they should be given serious consideration as part of any Baby Boomer’s retirement pension plan.  (For those Aussie Readers this post is more relevant in the US.) After my post, “Guaranteed Income for Life for Baby Boomers” a friend […]

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The Miracle of the Dow – Falls 10 Storey’s and Walks Away!

If you believe what is happening to the Dow then a miracle happened this week. The Dow effectively fell out of a 10 storey window and got up and walked away. If you believe that then you may have a problem grasping the reality. I’ll grant that with the government manipulations going on the save […]

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What are the Hidden Fees in your 401(k)?

I came across a special report today entitled “Uncovering and Understanding Hidden Fees in Qualified Retirement Plans 2nd Edition” ­ Published February 1, 2007. (The download document is now in its 3rd Edition.) It is written by Matthew D. Hutcheson a professional independent fiduciary expert and who is acclaimed for his determination and efforts to […]

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Baby Boomers need to learn from recent Stock Market History

The Stock Market is going through some high volatility at the moment, as I am sure you know. The daily swings in the value of stocks is enough to give even the coolest of Baby Boomers some heart pounding moments, especially if their nest egg is fully invested. The US markets are down 11% from […]

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Baby Boomers – Living in Retirement vs. Surviving in Retirement

Hands up all those Baby Boomers who want to survive in retirement? I know I don’t. I want to live in retirement. That means not having to check our retirement nest egg every month to work out how much we can take to live on. I don’t intend spending up big, but I do want […]

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Baby Boomers Protect Your Nest Egg – Avoid Large Losses

As Baby Boomers we must protect our Nest Eggs in Retirement by avoiding large losses. Why is this? For this article I have assumes a 10% loss because it appears the average loss in stock Mutual Funds for the first quarter of 2008 is 8.8%. “U.S. stock mutual funds plunged 8.8 percent in the first […]

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10 Questions Baby Boomers should ask their Financial Advisors Now!

If you are a Baby Boomer AND in or near retirement your Financial Advisor should be advising you on how to protect your Nest Egg in Retirement. If they are not actively working with you to control your Nest Egg you could be in serious trouble. With the financial markets in turmoil and the stock […]

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