If Mutual Funds Don’t Churn, Index Funds Don’t Earn

Mutual Funds actively buy and sell equities with your retirement money and Index funds basically buy and hold those same equities. Index Funds claim they provide better returns at lower costs and that is probably true. But they rely on the Mutual Funds to buy and sell equities on a regular basis. In a rising […]

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Past Performance is No Guarantee of Future Returns

The biggest and most effective marketing “con” ever done has been done on Asset Allocation and Diversification being a way of protecting Baby Boomer Retirement Funds. Based on a short 20 Year Bull Market, that may not be repeated in the future, the Wealth Industry has managed to put such a great story together about […]

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10 Point Reality Check on Long Term Nest Egg Survival for Baby Boomers

Here are a few points I jotted down that Baby Boomers need to consider to ensure the Long Term Survival of their nest egg. They need to put plans in place to deal with the unexpected by limiting losses and minimizing fees, at the very least. 1. Australian Funds Returns from Balance Funds average 6.9% […]

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Guarantee Your Money – Become Your Own Bank

It might be worth visiting the web site Guarantee Your Money and its sister site Guarantee My Money because that is what they claim to do. These are not webs sites which are sales pages doing a hard sell. So take a look. Glen Duggins is the CEO of the Prentiss Group. His company has […]

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7 Reasons to Avoid Large Losses in Retirement

When Baby Boomers are in retirement their number one goal should be to avoid large losses. In Retirement this is more important that chasing returns. The reasons for avoiding large losses are; You may not have enough income from other sources to replace the losses. You do not have time on your side to replace […]

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Retirees Cannot Afford to Buy and Hold When in Retirement

It’s that time when all the big fund managers roll out the long term stock market charts showing a trending stock market over the last 100 years. It’s a good ploy because over the long term the stock market goes up and “lo and behold” the advice given to you is to buy and hold […]

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Renegade Wealth Manager – Successful By Not Using a Buy and Hold Philosophy

Occasionally I stumble on someone who is not tarred with the same “Buy and Hold” brush as most Wealth Mangers are today, sucked in by the believe that a short 25 year bull market is a guarantee the good times will continue. They tell you past performance is no guarantee of future returns but that […]

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Dynamic Asset Allocation with Long-Term Market Timing to Manage Risk

Dynamic Asset Allocation means moving in and out of Assets or Sectors as each becomes stronger or weaker. In order to do that you need a long term market timing strategy. One Web site I have found that uses this strategy is Confident Investment Strategies The aim is to avoid large losses but at the […]

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