Past Performance is No Guarantee of Future Returns

The biggest and most effective marketing “con” ever done has been done on Asset Allocation and Diversification being a way of protecting Baby Boomer Retirement Funds. Based on a short 20 Year Bull Market, that may not be repeated in the future, the Wealth Industry has managed to put such a great story together about […]

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Are Your Retirement Fund Returns for 2008 as bad as this?

A friend of mine has emailed me his WRAP account Mutual Fund returns for 2008. My friend had all his retirement nest egg in a WRAP account until recently. It is one of the top fund mangers in Australia. When the market started going crazy in January he became very risk averse as he watched […]

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Separate Safe Investments from Risk-Based Investments

You need to separate your safe investments from your risk-based investments in retirement. This I learned from Greg Heiple of the Teeter Totter Principle. TTP is a simple method of helping you balance your safe investments like cash and fixed interest against your risk-based investments like equity mutual funds and stocks. Greg gives a very […]

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A Secret Simple Stock Market Timing System

Baby Boomers here is more proof market timing works by protecting your nest egg from severe bear markets and thus avoiding large losses. Repetition is the way to learning so I will keep hammering this point – when in retirement we must find ways to minimize stock market losses. I was half way through a […]

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