Stock Market Reality Bites – Sentiment can Move Markets either way

Brokers are now saying things are overdone. The sentiment is too negative and it has taken the markets down too far. Stock Market Reality is now biting the hand that feeds it. Stock Brokers and Fund Managers are feeling the pinch as the stock market drops like a stone. Through their over-trading and market manipulation […]

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Mutual Fund Managers don’t invest in their own Mutual Funds

Its official! Most mutual fund managers do not have the confidence to invest their own money in the mutual funds they manage. Are you surprised? I’m not. I have always maintained many of them use your money to find market bottoms, pump and dump stocks just before bonus time and in general use the fund […]

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Wealth Managers Find New Ways to Avoid Large Loss of Funds

The Financial Planning industry has a problem. They want to avoid a large loss of money from their funds under management as Baby Boomers move into retirement and become risk averse, especially in this economic climate. I read with interest this weekend that in Australia where interest rates are as high as 8.25% on term […]

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Who are the Market Timers and who does the Buy and Hold?

In the world of buy and hold the only one doing it is probably you. Everyone else is timing the market and maybe using your money to do it. Brokers put out regular newsletters to buy, hold, accumulate and occasionally sell stocks. Isn’t that market timing? Mutual Fund managers feverishly trade stocks in their funds […]

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Retirement Catch-22 for Baby Boomers

Although this is an American report it is probably no less valid in most countries where Baby Boomers have to manage their own retirement nest egg. Baby Boomers are caught in a Retirement Catch-22 between their retirement expectations and their retirement preparedness. The Report “Baby Boomers and Retirement: A Generations Catch-22” is the results of […]

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Capitulation is Not an Option in Retirement

Well it happened, the S&P 500 is officially is down over 20% and that means a technical recession is occurring. What does it mean to you with your retirement funds taking a serious hit? One thing it doesn’t mean is that you should capitulate and sell all your equity funds and rush to cash. On […]

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Separate Safe Investments from Risk-Based Investments

You need to separate your safe investments from your risk-based investments in retirement. This I learned from Greg Heiple of the Teeter Totter Principle. TTP is a simple method of helping you balance your safe investments like cash and fixed interest against your risk-based investments like equity mutual funds and stocks. Greg gives a very […]

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Aussie Baby Boomers – This Blog is for you too

Hello to all the Baby Boomers in Australia that have visited this blog today. I hope you find it informative and useful. You probably got here after reading Annette Sampson’s article in the Money section of the Sydney Morning Herald. Please take the time to read the About Me so you may know more about […]

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