Forgive Mortgage Brokers for They Know Not What They Did

The Mortgage Brokers of America are trying to tell us they did not realise what was happening. “Forgive them for they know not what they did,” seems appropriate in the circumstances. Seriously though does anyone believe the Mr Quinn, the out-going Chairman of the Mortgage Bankers Association of America when he said, “Everybody believed that […]

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Last Chance to Design Robust Retirement Plans for the Future

I have found some people in the wealth management industry have come from an engineering background. They have used their engineering training to try and design robust retirement plans for their clients. They understand an investment philosophy needs to be able to withstand serious market turmoil. One of them was a civil engineer who designed […]

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Christmas Stock Market Rally possible – so be prepared

After all the gloom and doom everyone is hoping the worst is over and the stock markets will start to recover. A Christmas Stock Market Rally is almost becoming a self-fulfilling prophecy. The point for most Baby Boomers is that it may be a chance to reduce your exposure to the equities market either in […]

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Low Doc Loans still being Marketed in Australia

I did some more research on and Low Docs Loans available in Australia today. I was conceredn by what I found, when you consider the world may go into a Depression due to the sub prime loans in the USA. These loans are still available to anyone who “qualifies”. I thought there was a credit […]

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4 Year of Socialism May Cure America of that Disease

Socialism slows down economies and reduces investment returns. It taxes the very people who create the wealth that gives you the returns on your nest egg. In a Socialist state risk taking is punished. America seems likely to become a Socialist State in November and this will seriously affect Baby Boomers retirement nest eggs. I […]

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Banking on Your Retirement Nest Egg could avoid a Severe Recession

The Wealth Management Industry is banking on your Nest Egg, but you are not. They get to pay themselves from your nest egg but you cannot touch your own money. You need to be able to access your nest egg throughout your life. Let me explain. This is just an idea. It’s a variation on […]

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The Best Time to Panic is Before Everyone Else Does

Baby Boomers it is now time to Panic. I don’t mean the uncontrolled hysterical panic of absolute fear. I’m talking about a controlled panic even if that sounds like an oxymoron. Panic gets your adrenalin working and makes you more alert. It’s then a fight or flight choice. You need to take the flight option […]

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How did They Lose Your Retirement Nest Egg?

You may well ask how did Wall Street, Governments and the wealth management industry make your nest egg disappear. You should know how it happened so you do not repeat the same mistake of trusting people who never had your best interests at heart in the first place. Your money was your fund managers to […]

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