The New Socialist-Fascist Global Capitalism

I’m not sure the title reads right but I think it important to see the dangers in what is happening and what is being proposed by our fearless leaders. The great ones are playing chicken with the world economy and our retirement as they conduct the biggest social experiment in history. But it is not […]

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Average Long Term Returns vs. Compound Annual Growth Rate

The next time your financial planner talks to you about the long term average return on your retirement nest egg suggest he uses the Compound Annual Growth Rate instead. The Average return is what’s known as the simple average according to the moneychimp website. This is a great little site to help you understand what […]

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Is it Time to Invest in Stocks?

First of all what are some of the market gurus saying about the current rally? Is it a bear market rally or is it now a bull market rally given it has risen more than 20% from its lows? What are the Gurus saying? Many Gurus think the bottom is in according to this article< […]

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It’s Risky to Invest in Gold

I see many financial commentators are telling us all to invest in gold. This has been prompted by the $1 Trillion or so of money the US is printing to buy it’s own debt and some of the mortgage backed securities. The fear of inflation is rising fast. Gold is the traditional safe haven against […]

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Plunge Protection Team to the Rescue

I had read about some group called the Plunge Protection Team but not being one to believe in conspiracy theories I dismissed it. But now I am having second thoughts because some of the stock market moves have defied logic. On occasion the markets have moved hundreds of points up for their lows of the […]

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A Fixed Interest Fund can be Very Risky

I always thought fixed interest funds are what it says they are. You invest your money with a fund and they put that money in fixed interest investments from which you get income based on the interest. Dumb. I thought I could expect fixed interest on that money like I get on a bank deposit. […]

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Are Baby Boomers Turkeys Trusting Certified Financial Planners

Government always want to try to make things safe for their citizens. The very act of doing this often puts their citizens in greater danger. They get lulled into a false sense of security and believe the government will protect them. They could not be more wrong. (Maybe it has changed now with all these […]

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Should You Buy Gold?

Right now it seems everyone is rushing to buy gold. This has all the makings of another bubble based on panic and the need to find a safe haven. Gold sellers cannot keep up with the demand. Multiple Web sites have appeared almost overnight offering to sell you gold over the Internet. In normal times […]

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